Despre raportul dintre pretul mediu al unei case si salariul mediu anual

In varf de bubble, in Anglia (asta se intampla in iulie 2007), raportul dintre pretul mediu al unei proprietati imobiliare si venitul mediu anual al unei persoane era 5,84.

The house price to average earnings ratio - a key measure of housing affordability - has fallen by 16% from a peak of 5.84 in July 2007 to 4.92 in August 2008. As a result, the ratio is below 5.0 for the first time for four and a half years (4.99 in February 2004). We expect a further improvement in the ratio as prices continue to soften. The long-term average is 4.0.
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3. PRICE/EARNINGS RATIO
Ratio of the Halifax standardised average price to national average earnings for full-time male employees.

Sursa : Halifax House Price Index

Bun...

Acum sa luam pretul mediu al unui apartament in Bucuresti, statistica mea indica valoarea de 112377 E

Salariul mediu net in Bucuresti este in prezent cam 460E. Pe an inseamna 5520E

112377 / 5520 = 20,36

Sa recapitulam. In Anglia, in varf de bubble, raportul era de 5.84. In Bucuresti este la ora actuala 20.36
Are dreptate domnul Zilisteanu. In Bucuresti nu avem bubble.

Avem mega-bubble